SWIFT · SEPA · CIPS
Transfers on the classic and the Asian rails. Euros within Europe arrive in one business day.
Different countries and currencies call for different payment rails. We pick the route to fit the task: SWIFT for dollars and most currencies, SEPA for euros within Europe, CIPS for the yuan and settlements with China.
A SEPA transfer in euros within Europe arrives in one business day. SWIFT usually takes 1–2 business days, but on most destinations we close the task in 3–6 hours thanks to our local accounts in the beneficiary's country.
CIPS is the Chinese settlement system for the yuan. It lets you pay Chinese suppliers directly in CNY, bypassing dollar correspondent chains, and noticeably lowers the risk of a compliance hold.
Before sending we verify the beneficiary's details: IBAN, SWIFT/BIC, purpose of payment. A wrong payment purpose is the most common reason for a return, and it is far cheaper to catch it before the transfer than to wait two weeks for the money to come back.
For every transfer we issue a confirmation with a reference the beneficiary's bank can use to trace the payment.
- 01Tell us the amount, the currency and the beneficiary's country.
- 02We pick the rail — SWIFT, SEPA or CIPS — and quote the timing and the fee.
- 03We verify the details and send the payment.
- 04We send you the confirmation with the transfer reference.
Shall we discuss your task?
Message us on WhatsApp and your manager will quote the rate, the fee and the list of documents. We usually reply within 15 minutes.
Message on WhatsApp